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Paramount Health Services & Insurance TPA Pvt. Ltd.
IRDA License No: 006
Validity : From 21-03-2023 To 20-03-2026
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Critical Illness Policy |
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1. |
Provides cover against major ailments like Cancer, Renal Failure, Major Organ Transplant, and Coronary Artery Surgery. |
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2. |
Policy does not cover diseases due to ingestion of drugs other than those prescribed by a practicing and duly qualified |
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member of the medical profession, ingestion of medicines for treatment of drugs addiction, critical illness or its |
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symptoms before the commencement of the policy. |
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3. |
Claim is not payable if the policyholder smokes 40 or more cigarettes / cigars or equivalent tobacco intake in a day,if |
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the Critical Illness contracts the policyholder within first 90 days from the commencement of the policy. |
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4. |
Suicides, AIDS are also excluded from scope of cover. |
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5. |
The cover under this policy ceases upon payment of compensation on happening of Critical Illness and no further |
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payment is be made for any disease. |
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