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  Medical Underwriting Services
        In a competitive environment, small underwriting losses can mean the difference between profit and loss.Fair pricing is
largely defined through accurate risk assessment, classification and assessment.
        PHS offers a wide range of underwriting options; solutions that enable clients to make informed and well timed business
decisions.We deliver customized risk management solutions.We are staffed with experienced medical underwriters and customer service associates.
        Our medical underwriting system is streamlined to reduce processing time and provide consistent decisions such that
coverage can begin at the earliest.
We help our clients to
1.  Enable new business to be written easily and efficiently.
2.  Develop and enhance your own underwriting services.
3.  Manage underwriting costs effectively.
4.  Keep track of the latest underwriting developments.
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