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Globalization has opened up the world for all. International traveling has escalated tremendously.Be it holidaying, |
| business or education,international destinations are becoming widely popular. |
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Travel Health policies cater to the international traveler, taking care of his health and life when in foreign soil,at times |
| when there is no one else to turn to. An illness can strike anywhere, anytime. So, it is wiser to be prepared for such events and emergencies. |
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Paramount Health Services (TPA) Is the coordinating partner in India for Euro Alarm Assistance |
| in emergency assistance and claim administration services. |
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| How do I benefit from a travel health policy? |
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| 1. |
Preparing to go abroad? Here are the broad features of how a travel health policy can be of use. |
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| Medical Expenses |
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| 1. |
Outpatient treatment. |
| 2. |
Inpatient treatment at a local hospital. |
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Medical aids as necessary as part of treatment for broken limbs or injuries. |
| 4. |
Diagnostic methods. |
| 5. |
Cost of transportation including necessary medical care enroute to the nearest hospital. |
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| Dental Care |
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| 1. |
Acute anesthetic treatment of natural tooth/teeth |
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| Transportation |
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| 1. |
Extra cost of medically necessary transportation from the foreign country to India. |
| 2. |
Cost for an accompanying person if it is medically necessary; physician, nurse, relative etc. |
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| Personal Accident |
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| 1. |
The policy provides for compensation to the insured person for accidental bodily injury resulting in disablement or death. |
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| Financial Emergency |
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| 1. |
If the insured person gets into a financial emergency due to theft, pilferage, etc., he will be paid up to the amount stipulated in the policy. |
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| Hijack |
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| 1. |
In the event of being hijacked on a trip abroad, the policy provides for compensation on a day-to-day basis. |
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| Miscellaneous |
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| 1. |
Reimbursement for loss of baggage. |
| 2. |
In case of loss of passport, reimbursement of expenses incurred for obtaining a fresh/duplicate passport. |
| 3. |
The quantum of coverage depends on the plan opted for as well as the country to which the insured person is traveling. The above-mentioned features of Travel Health Policy are only indicative. |
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| Who offers a Travel health Policy? |
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4th floor, Parny house,
Old no 234, NSC Bose road,
Chennai-600001,
Tel - 91-044-52166000.
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4 & 5th floor, Iffco Tower,
Sector 29, Gurgaun,
Haryana-122001.
Tel - 91-0124-2577911.
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46, Whites Road, Royapettah, Chennal - 600014.
Tel - 91-044-8517387/8512400.
Fax - 91-044-8512095
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NO 10,Sri Uttaranandra
Mawatha. Colombo 03, Srilanka
Tel - 0094-114724512 / 114793793
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21, Vauxhall Street,
Colombo -2. Sri Lanka.
Tel - 0094 - 112357810
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1,New Tank Street, Valluvar Kottam High Road, Nugambakkam, Chennai - 600034
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No.75, Kumaram Ratnam Road,
Colombo -2. Sri Lanka.
Tel - 0094 - 11 23110409 / 2310410
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| I have a Travel health policy, what is the claim procedure? |
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| 1. |
It is advisable to carry with you the following papers at all times, on your overseas trip. |
| 2. |
Original policy copy |
| 3. |
Claim Form |
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| Period of Insurance |
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| 1. |
The cover is operative from the day the insured first crosses the Indian border for the overseas journey and remains operative until. |
| 2. |
The expiry of travel days as specified in the schedule |
| 3. |
The exhaustion of the sum insured |
| 4. |
Return of the insured. |
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In the event of an occurrence, which results in a claim, the claim-settling agent has to be informed immediately, with full details.The insured can contact Paramount Healthcare Management who are the coordinating partners in India for Euro Alarm to provide emergency assistance and claims administration services. |
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Frederiksberg Alle 3,
DK - 1795 Copenhagen.V
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54-A, Elite Auto House, M. Vasanji Road
Off Andheri-Kurla Road
Andheri(E), Mumbai - 400 093..
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| 5. |
Original bills and vouchers, the condition treated, prescriptions etc should support the claim. |
| 6. |
Loss of baggage must be reported to the carrier and a Property Irregularity Report to be obtained. Original report, with the ticket baggage tags, and claim form to be submitted to the claim-settling agent. |
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In case of loss of passport, the police authorities to be informed within 24 hours and an official report obtained. The original official report to be submitted with the claim form. |
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If there is a financial emergency, the insured can contact the claim-settling agents stating details of insurance policy, Police report, and a written statement narrating the incident of loss. |
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In a claim against hijacking, the incident should be confirmed by the Police. |
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| Claim settlement can be done in two ways: |
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| 1. |
Direct payment to the service providers |
| 2. |
If the procedures are complied with, Euro Alarm will give a benefit guarantee to the service provider and the cost will be settled directly. |
| 3. |
Reimbursement where direct payment was not possible. It is essential to submit all original bills and vouchers in support of a claim made. |
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